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Rates & Fees


Effective as of April 23, 2013

CD & IRA Rates
Account Name  Minimum Deposit  Minimum Balance* to Obtain Annual Percentage Yield  Interest Rate  Annual Percentage Yield (APY) 
91 Day Certificate^  $1,000  $1,000  0.100%  0.10% 
182 Day Certificate^  $1,000  $1,000  0.200%  0.20% 
1 Year Certificate^  $500  $500  0.200%  0.20% 
1 1/2 Year Certificate^  $500  $500  0.300%  0.30% 
2 Year Certificate^  $500  $500  0.390%  0.40% 
2 1/2 Year Certificate^  $500  $500  0.490%  0.50% 
3 1/2 Year Certificate^  $500  $500  0.790%  0.80% 
5 Year Certificate^  $500  $500  0.930%  0.95% 
91 Day Jumbo CD  $95,000  $95,000  0.100%  0.10% 
182 Day Jumbo CD  $95,000  $95,000  0.200%  0.20% 
365 Day Jumbo CD  $95,000  $95,000  0.300%  0.30% 

 


Notes 
* Daily Balance (the amount of principal in the account each day) 
^ Available for IRA's 
Service fees may reduce APY 
Early withdrawal penalty may apply 
New deposit customers restricted to in person visits to one of our locations 
All rates subject to change at any time without notice
 

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